006: We’re Living Longer… What You Need to Know!

by | May 6, 2018 | Podcast | 0 comments

 

Today we discuss what you need to know now that we are living longer and what this means when planning for the future.

 

Financial consultant, Cheri Blair, and Insurance agent, Roshanak Clune, join the show today to share important advice about financial literacy, retirement, Medicare, and making money last.

 

We Discuss:

  • Making financial literacy the norm for everyone rather than the exception
  • Questions from the 2017 Retirement Income Literacy Gender Differences Quiz
  • The 4% rule and how it can be used to keep income flowing through retirement
  • Smarter ways to set up your investments and portfolio
  • How retirement can be a loss experience for some people
  • Different options for making your money grow
  • Purchasing long-term care and what happens if you don’t use it
  • Why we need long-term care insurance and why more people don’t have it
  • The scoop on Medicare insurance and when it starts
  • What you need to know to avoid paying penalties for the rest of your life
  • The different parts of Medicare and what they each cover
  • How an individual can qualify for Medicare through their spouse
  • The open enrollment period for Medicare and when it can be done
  • Supplemental insurance versus Advantage insurance plans

 

“A lot of people don’t realize retirement can also be a loss experience – people are losing their familiar job, the familiar people, the familiar routine, the title, and the identity they may have had as a person who’s no longer in that line of work.”  –  Paula Shaw

 

About Cheri:

Cheri L. Blair has been serving and empowering women, pre-retirees, and business owners and their families with financial services for over 23 years.

After joining Metlife Financial Services in 1994, she created and presented empowering informational seminars and workshops to inform, support, and inspire “Women Financially” and developed plans and options for women, their businesses, and families.

Cheri joined Michael J. Lucia & Associates in 2011, welcoming the opportunity to partner with the thriving, comprehensive financial services organization, to provide a level of service that offered a more personal experience for her clients.

Throughout the years, Cheri’s philosophy has remained the same. She believes client relationships must be steeped in trust. She understands her client’s financial goals and what is most important to them.

Maintaining a client-centered practice, her client’s needs come first. Cheri supports, guides, and educates her clients in making informed financial decisions for today and the future! Cheri believes in taking a Holistic approach with her client’s, and that information and education are major cornerstones to their success.

 

About Roshanak:

Roshanak Clune is an Insurance Agent who can help you understand the many health and related insurance options available so you can make the best choice. 

She gives personal service at no additional cost to you, Clune Insurance  Handles:

Health Insurance, Medicare, Life Insurance, Dental Insurance, Vision Insurance, Disability Insurance, Accident Insurance, Critical Illness Insurance, Cancer Insurance,  Long-Term Care Insurance

Roshanak Clune is the smarter way to shop for insurance. Don’t turn 65 without her!

She actually loves explaining the complications of insurance, especially Medicare and Long-Term Care to her clients.

There is no fee for Roshanak’s services, and with her personal service, you don’t have to contact each company separately to find out about their products. She represents most of the credible companies available in California, Washington, Idaho, Arizona, Nevada, Texas, Missouri, Kansas, and many other states. 

Roshanak works with all age groups and is well-versed on the needs of each group. The Majority of her clients are looking for Medicare Insurance,  long-term care, and life insurance.

 

“The best thing for me may not be the best thing for you, so I will explain all the different kinds of insurances available and answer all of your questions so that you can determine what is best for you.”  –  Roshanak Clune

 

Resources Mentioned:

Stay tuned for the release of Paula’s new book, Saying the Right Thing: When You Don’t Know What To Say

Learn More About Host Paula Shaw

 

Thanks For Listening!

Please share your thoughts with us:

If you enjoy the show, please subscribe and leave an honest review on iTunes. Your feedback is invaluable!

Submit a Comment

Your email address will not be published. Required fields are marked *